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Business, Home & Life Insurance Solutions







You put a lot of time and money into your home. Home insurance is one means to protect your investment. Understanding your personal needs, you bring together a package of different coverages to provide as much protection as you feel necessary. Home insurance can protect you from damages to your home, its contents or even from financial liability if someone outside of your household is injured and you are found to be responsible.Taking the time now to understand home insurance will help you to fend off potential financial misfortune in the future.

A basic home policy covers perils, which are specifically named risks such as lightning, theft, fire, smoke, wind and explosion. One thing to remember with this type of policy; any risk that is not mentioned specifically in your policy is not covered. From some insurance companies you are able to purchase special policies that cover the house for all perils except those explicitly excluded by the policy though, such as pet damage.


Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

  • Bodily injuries to yourself or others
  • Lost wages due to injury
  • Benefits to survivors when an accident results in death
  • Lawsuits brought against you as the result of an accident
  • Repairs made to your auto due to damage caused in an accident.
This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision Coverage
  • Comprehensive Coverage
  • Medical Payments Coverage
  • Uninsured/Underinsured Motorist Protection
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No one likes to think about dying. Especially when they're young. But every day, people die in car accidents, of illnesses like cancer and AIDS and in fires or other accidents.

If something like that happened to you (or to your husband or wife), what would happen to your family? Would they have enough money to pay for:

  • Your funeral costs
  • Debts you owe like credit card bills, car payments, or the mortgage on your home
  • Child care
  • Your children's education
  • Retirement

The most important reason to buy life insurance is to protect your family by making sure they have enough money if something happens to you.

One type of insurance, called "permanent insurance," can also help you save money for your retirement or get collateral for a loan.

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Commercial insurance is essential to every company. Costs have been rising as business risk has increased over the years. Also, the costs of settling insurance claims have been rising as well. In a recent survey by the Business Continuity Institute, it was shown that 25% of companies who implemented a business continuity plan in 2002 did so at the request or direction of their insurance company.

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Discover the Benefits of a Group Health Plan
As a valuable component of a compensation package, a group health insurance plan can help you hire and retain the best workers. Plus, there are special tax incentives for businesses that provide health insurance.

Your Health Insurance Partner
We're committed to helping you find the right health insurance plan at the right price. And when you buy through us, you'll get more than just a health insurance plan, you'll get a health insurance partner.

Our Commitment to Your Business
Even after you buy, we'll help with all your health insurance needs and serve as your advocate with the insurance company. We'll even shop for competitive quotes for you when it's time to renew.

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